The goal of insurance is to make sure you’re always protected from the unexpected. If there is a chance you are at risk for some type of unexpected expense or disaster, then insurance is designed to help stop it from causing additional challenges.
Short term medical insurance is a type of insurance designed to address gaps in health insurance coverage – situations when you would normally be protected, but some type of change has occurred that has made that not quite possible. For example:
- Seniors that are retiring but do not yet qualify for Medicare.
- Individuals between jobs or waiting for new employment benefits to activate.
- Recent graduates transitioning from student health plans to individual coverage.
- Individuals who missed open enrollment and need coverage until the next enrollment period.
Murphy’s Law states that “anything that can go wrong, will go wrong.” In situations where you are without health insurance for a short period of time due to any number of reasons, it is simply not safe for your finances or your health to be without some form of protection.
This is where “Short Term Medical Insurance” comes in. When you’re about to – or have – lost coverage, and you need to make sure that you have benefits while you figure out next steps, you can apply for short term medical insurance and improve your coverage during that time.
Now, short term medical insurance may not cover certain conditions, pre-existing issues, or even your current doctor. Different plans offer different benefits, and so it is always a good idea to talk it over and make sure you’re getting the right coverage for you (or what your options may be).
Nevertheless, it can be very risky to be without health insurance, even for a day. Short term medical insurance provides that additional safety that can help you protect yourself from unexpected events.
If you’d ever like to learn more, or you’d like help navigating the insurance world, please reach out to me today.
Please contact me at https://davisinsurancegroupllc.com/ or book with me directly at https://calendly.com/bradleyadavis.